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    <title>Derek Bryer Calgary Real Estate Blog</title>
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    <description>Buying, selling, communities, home condition and market updates for Calgary, Alberta.</description>
    <language>en-CA</language>
    <lastBuildDate>Thu, 08 Oct 2026 00:00:00 GMT</lastBuildDate>
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      <title>Alberta has no land transfer tax, but Land Titles still charges a fee</title>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Costs and Taxes</category>
      <description>Alberta charges no land transfer tax. Land Titles charges a registration fee of $50 plus $5 per $5,000 on the transfer and the mortgage. Here is the formula.</description>
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      <title>Two hailstorms, billions in damage and what a buyer asks about the roof</title>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Home Condition</category>
      <description>Insurance Bureau of Canada and CatIQ figures for the June 2020 and August 2024 Calgary hailstorms and the roof questions a buyer asks about a home.</description>
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      <title>How Calgary property tax is set and billed in 2026</title>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Costs and Taxes</category>
      <description>How Calgary sets and bills property tax in 2026: the rates, the assessment date, the June 30 due date, the TIPP monthly plan and the relief programs.</description>
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      <title>What a Calgary buyer pays on top of the price</title>
      <link>https://liveloveworkcalgary.com/blog/closing-costs-buying-a-home-in-calgary/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Buying</category>
      <description>The cost lines a Calgary buyer meets between offer and possession, with the published figures for Land Titles fees, down payment minimums and condo documents.</description>
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      <title>Moving from Ontario to Calgary: the deadlines and differences to plan for</title>
      <link>https://liveloveworkcalgary.com/blog/moving-to-calgary-from-ontario-checklist/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Moving to Calgary</category>
      <description>The Alberta deadlines and differences for a mover from Ontario: driver's licence and vehicle in 90 days, health coverage, no PST and no land transfer tax.</description>
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    <item>
      <title>What a reserve fund study is and how to read one before you buy a condo</title>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Condos</category>
      <description>What an Alberta reserve fund study is under the Condominium Property Act, when one is due, which documents a buyer can request and how to read the plan.</description>
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